Insurance questions for virtual assistants

Your behind-the-scenes
backup.

You keep other businesses running. Explore cover for client work, digital access, and the responsibilities that come with both.

Clear guides. Useful questions. Your next step.

Virtual assistants illustrationYour world, considered.

virtualassistantinsurance.com

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Start with what matters

Protection starts
with better questions.

These are areas to explore with a licensed provider. The exact cover, exclusions, limits, and availability depend on your circumstances.

01

Errors & omissions

Ask about allegations of missed deadlines, administrative mistakes, or failures in client work.

02

Cyber & privacy

Discuss access to client accounts, confidential files, and incident response.

03

Business equipment

Explore laptops and devices used at home, coworking spaces, or while travelling.

Read the coverage guide
An illustrative situation

Access comes with responsibility.

A scheduling error causes a client to miss a deadline. Separately, a compromised login raises questions about responsibility for the client’s data.

Let’s unpack it

A discussion example, not a claim outcome or a promise of cover.

A useful next read

A little preparation.
A clearer conversation.

The speciality guide

Insurance questions for virtual assistants with client account access

Understand the scenario, spot the details, and make a practical plan.

Your preparation checklist

What to bring to the conversation

A focused checklist you can tick off, print, and keep.

The details behind your world

A closer look.

All guides & tools
Before you decide

Good questions.
Worth asking.

Will general liability address an administrative mistake?

A client’s financial-loss allegation may raise professional liability questions rather than premises liability. Describe the mistake scenario and ask how the proposed policies respond.

Are overseas clients automatically accepted?

No assumption should be made. Declare client countries, contract jurisdictions and subcontractor locations, then ask about territory and jurisdiction wording.

Does a client’s cyber policy protect my business?

It may primarily protect the client. Ask how responsibility is allocated in the contract and what your own policy addresses when your access is involved.

In Canada, ask about the rules and provider availability in your province or territory. Insurance Bureau of Canada · Business insurance ↗
Part of your wider world

A few useful neighbours.

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Your next step

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